Our Services and Providers

What is Nvayo and is my money safe?

Nvayo is a UK company registered in England and Wales and authorised by the Financial Conduct Authority to issue Electronic Money and is a Principal Member of Mastercard. Our authorisations and membership allow Nvayo to conduct various financial activities on behalf of its clients.

Money sent to Nvayo is recorded in an account in the client's name and held on deposit in UK and European banks in accordance with the Financial Services Authority requirements for Electronic Money issuers.

Nvayo is required by law to have procedures in place that prevent and detect illegal activities such as money laundering and fraud. This means Nvayo must know and understand our customers and the payment transactions they perform. The action we take aims to keep all parties safe. Before we open an account or perform a payment transaction for a client, we must satisfy our “know your customer” and “know your transaction” checks for the reasons explained earlier. Nvayo continually monitors the status of our clients and the activities they perform.

Nvayo is proud to be the driving solution of the private, secure and swift banking for these programs.

Aurae Lifestyle


Aurae is an exclusive and premium lifestyle membership program that includes a bespoke solid gold payment card and financial solutions catered specifically to ultra-high net worth individuals. Membership is by invitation only and includes access to Aurae’s prestigious social calendar, concierge services, travel discounts, and financial services provided by Nvayo. Learn more about Aurae here.
Aurae Lifestyle


ClubSwan is a luxury, members-only experience for digital citizens. Members have access to travel discounts, 24/7 virtual assistant, shopping services and financial services provided by Nvayo including money transfers, payment processing, and a multi-currency bank account. To learn more about ClubSwan click here.
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