Lori Kirkham brings years of legal and financial experience to the Nvayo team. She has experience with both Visa and MasterCard in the prepaid debit card space, including bank contracts, program management contracts, and program processing contracts. Experience in compliance with BSA, MSB, AML, privacy, and OFAC. Her specialties include software licensing, intellectual property contracts for private business and US/international government procurement, and contract drafting and negotiation. Ms. Kirkham holds a JD, Law degree from Brigham Young University.